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Make sure that you repay at least the monthly minimum repayments to avoid fees and aim to repay in full by the end of the 0 period. Another option could be bad credit rating cards which, as the name suggests, are specifically designed for those with a poor credit rating.
They could help you improve your credit rating so you can access more competitive products in future. They're likely to have a high interest rate and no interest-free promotional period, though, so always try to pay off the balance in full each month. Remember that, if you plan to withdraw cash, a credit card is unlikely to emergency cash loans today the right choice as you'll be charged a fee and interest.
Emergency cash loans today peer-to-peer lending. Peer-to-peer lending is worth looking into, but attractive deals are likely to require a good credit history. If you are considering irregular lending options, at all costs stay away from loan sharks. You can contact your local Citizens Advice Bureau, National Debtline or StepChange Debt Charity (formerly the Consumer Credit Counselling Service) for free advice.
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